Schema
{
"additionalProperties": false,
"properties": {
"business_name": {
"type": "string"
},
"merchant_id": {
"type": "string"
},
"observed_at": {
"format": "date-time",
"type": "string"
},
"payments": {
"additionalProperties": false,
"properties": {
"next_actions": {
"items": {
"additionalProperties": false,
"properties": {
"action_type": {
"enum": [
"create_account_session"
],
"type": "string"
},
"expires_at": {
"format": "date-time",
"type": "string"
},
"url": {
"type": "string"
}
},
"required": [
"action_type"
],
"type": "object"
},
"type": "array"
},
"status": {
"enum": [
"ready",
"blocked",
"pending",
"not_available"
],
"type": "string"
},
"status_reason": {
"enum": [
"requirements_due",
"requirements_past_due",
"pending_verification",
"disabled_by_platform_policy",
"service_unavailable"
],
"nullable": true,
"type": "string"
}
},
"required": [
"status",
"status_reason",
"next_actions"
],
"type": "object"
},
"payouts": {
"additionalProperties": false,
"properties": {
"next_actions": {
"items": {
"additionalProperties": false,
"properties": {
"action_type": {
"enum": [
"create_account_session"
],
"type": "string"
},
"expires_at": {
"format": "date-time",
"type": "string"
},
"url": {
"type": "string"
}
},
"required": [
"action_type"
],
"type": "object"
},
"type": "array"
},
"status": {
"enum": [
"ready",
"blocked",
"pending",
"not_available"
],
"type": "string"
},
"status_reason": {
"enum": [
"requirements_due",
"requirements_past_due",
"pending_verification",
"disabled_by_platform_policy",
"service_unavailable"
],
"nullable": true,
"type": "string"
}
},
"required": [
"status",
"status_reason",
"next_actions"
],
"type": "object"
},
"requirements": {
"additionalProperties": false,
"properties": {
"current_deadline_at": {
"format": "date-time",
"nullable": true,
"type": "string"
},
"currently_due": {
"items": {
"type": "string"
},
"type": "array"
},
"disabled_reason": {
"enum": [
"account_attention_required",
"account_paused",
"account_rejected",
"account_requirements_due",
"account_under_review",
"requirements_past_due",
"requirements_pending_verification"
],
"nullable": true,
"type": "string"
},
"eventually_due": {
"items": {
"type": "string"
},
"type": "array"
},
"past_due": {
"items": {
"type": "string"
},
"type": "array"
},
"pending_verification": {
"items": {
"type": "string"
},
"type": "array"
}
},
"required": [
"currently_due",
"past_due",
"eventually_due",
"pending_verification",
"disabled_reason"
],
"type": "object"
}
},
"required": [
"merchant_id",
"payments",
"payouts",
"requirements",
"observed_at"
],
"type": "object"
}
Example
{
"business_name": "Test Shop",
"merchant_id": "mer_123",
"observed_at": "2026-07-03T14:30:00Z",
"payments": {
"next_actions": [],
"status": "ready",
"status_reason": null
},
"payouts": {
"next_actions": [
{
"action_type": "create_account_session"
}
],
"status": "blocked",
"status_reason": "requirements_due"
},
"requirements": {
"current_deadline_at": "2026-07-03T14:30:00Z",
"currently_due": [
"business_website"
],
"disabled_reason": null,
"eventually_due": [],
"past_due": [],
"pending_verification": []
}
}